Put an AI agent to work inside Xero
Connect Xero in one click and delegate the finance busywork: an autonomous agent that chases overdue invoices, categorizes expenses, reconciles payments, and reports cash — with every money action held behind your one-click approval. You set the autonomy, it does the work.
7-day trial · Cancel anytime
Fleece AI connects to Xero through managed OAuth and lets autonomous agents read invoices, bills, contacts, bank feeds, and reports, categorize transactions, and prepare reconciliations. Agents combine Xero with 3,000+ other apps — Stripe, Gmail, Google Sheets, Slack — so an overdue invoice becomes a polite follow-up, a payout becomes a reconciliation summary, and cash position lands in your channel. Every action that touches money waits for your approval.
At a glance
| Category | Finance |
|---|---|
| Availability | Pro plan and up — included in the 7-day trial |
| Connects to | 3,000+ apps via managed OAuth |
| Setup | Connect your tools — no code required |
| Autonomy | Suggest-only to fully autonomous, with approval gates |
| Pricing | 7-day trial (€1 card check, credited back), then paid plans |
By Loïc Jané · Updated June 10, 2026
What a Fleece agent does with Xero
Xero holds the numbers your business runs on — sales invoices and their due dates, supplier bills, contacts, bank feeds waiting to be reconciled, a chart of accounts, tracking categories, and the reports you actually read: profit and loss, aged receivables, aged payables. Most of the work around those records is repetitive judgment: deciding which overdue invoice to chase and how firmly, which bank line matches which bill, which expense belongs to which account and tracking category. A Fleece agent sits on top of Xero and does exactly that work under instructions you give it in plain language.
Under the hood the connection runs through managed OAuth — you authorize Xero once, and Fleece handles tokens, scopes, and refresh securely, with nothing pasted into a config file. The agent can read invoices, bills, and contacts, pull the aged-receivables and P&L reports, inspect bank-feed transactions, look up the chart of accounts and tracking categories, and prepare draft invoices, categorizations, and reconciliations. It can react on a schedule — a Monday cash digest — or in real time when a new payment or bank transaction lands, so nothing sits unread for a week.
What separates this from a Xero bank rule or a rigid template is judgment across your whole stack. A bank rule matches a payee string and stops there; a Fleece agent reads the actual transaction, cross-checks it against a Stripe payout or a supplier contact, flags the one expense that looks wrong, and drafts the follow-up email — then pauses for your sign-off before anything is sent, posted, or reconciled. Because Fleece agents work as a hierarchy, one finance-facing agent can hand a research task to a child agent and report the answer back, all under the approval rules you set.
What the agent can do in Xero
Read invoices and bills
Reads sales invoices, supplier bills, and contacts, tracks due dates and what's overdue, and drafts the next step — money actions always wait for approval.
Chase aged receivables
Works the aged-receivables report and drafts polite, escalating follow-ups per contact, holding each send until you approve the wording and the amount.
Categorize expenses
Assigns bills and bank transactions to the right account and tracking category, learning your chart of accounts and flagging anything that looks off.
Prepare reconciliations
Matches bank-feed lines to invoices, bills, and Stripe payouts, prepares the reconciliation, and surfaces the exceptions it can't confidently match.
Report cash and P&L
Pulls profit and loss, aged receivables, and bank balances into a plain-language digest so you see cash position without opening a report.
Approval on money
Anything that sends, posts, or reconciles pauses for your one-click sign-off. The agent prepares the work; you decide what actually happens.
Automations finance teams run on Xero
These are concrete setups you can describe to a Fleece agent in plain language. Each one combines Xero with other connected apps, and every money action stays behind an approval gate.
Chase overdue invoices without being the bad guy
The agent reads the aged-receivables report every morning, groups overdue invoices by contact, and drafts a polite follow-up in Gmail that matches how late each one is — a gentle nudge at seven days, a firmer note at thirty. Nothing sends until you approve the batch. Once paid, it marks the thread resolved so no one gets chased twice.
Categorize expenses and flag the anomalies
As supplier bills and bank transactions arrive, the agent assigns each to the right account and tracking category from your chart of accounts, then posts a short Slack note flagging anything unusual — a duplicate bill, a supplier charging more than last month, an expense with no matching purchase. You confirm the categorizations before they're posted to Xero.
Weekly cash digest to the team
Every Monday the agent pulls bank-feed balances, the profit-and-loss summary, and outstanding receivables from Xero, writes a plain-language cash digest, posts it to a Slack channel, and appends the figures to a Google Sheets tracker so the trend is one tab away. No one exports a report; the numbers arrive already read.
Reconcile Stripe payouts against the books
When a Stripe payout lands in the bank feed, the agent matches it to the underlying invoices and fees, prepares the reconciliation in Xero, and writes a one-line summary of what the payout covered. Anything it can't match confidently is listed as an exception for you to resolve, rather than force-reconciled.
How to connect Xero to Fleece AI
Create your Fleece account
Sign up and start the 7-day trial. You land in a workspace where agents, flows, and integrations live together.
Connect Xero via managed OAuth
Pick Xero from the integrations catalog and authorize the organisation in one click. Fleece manages tokens and scopes for you; you can revoke access at any time from Xero or from Fleece.
Describe the job in plain language
Create an agent and tell it what to do — "chase overdue invoices by drafting Gmail follow-ups, categorize new bills, and post a Monday cash digest to Slack". No flowchart building required.
Set autonomy and approval gates
Choose what the agent may do on its own and what waits for your sign-off. Keep money actions — sending, posting, reconciling — behind one-click approval while reads and drafts run freely.
Run it on triggers or a schedule
Let the agent react to new payments and bank transactions in real time, or schedule recurring flows — the Monday digest, a Friday receivables sweep — that run without you.
Xero works better with the rest of your stack
Xero automations get powerful when they cross app boundaries. Pair Xero with Gmail to turn overdue invoices into approval-gated follow-ups, with Stripe to reconcile payouts against the books, with Slack to post a cash digest where the team already talks, or with Google Sheets to keep a running trend of receivables and P&L — all through the same agent, all under the same approval rules. Fleece connects to 3,000+ apps, so the finance stack you already use is almost certainly covered.
Frequently asked questions
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Put Xero on autopilot
Connect Xero in one click, describe the job in plain language, and let an autonomous agent handle the finance busywork — with every money action behind your approval. 7-day trial, cancel anytime.
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